/* afterpayshopping.com — design system v1
   Fonts: Bricolage Grotesque (display) · Onest (text) · DM Mono (labels)
   Palette: ink / paper / teal / coral / sand                                  */

:root{
  --ink:#0E1B1E; --ink-2:#1B2A2E; --mute:#5C6B70; --mute-2:#8A969A;
  --line:#E4E1D9; --line-2:#D5D1C6;
  --paper:#F6F5F1; --paper-2:#EFEDE6; --sand:#E9E4D8; --white:#FFFFFF;
  --teal:#0B7A75; --teal-d:#075E59; --teal-l:#D9F0EB; --teal-xl:#EEF8F5;
  --coral:#F2654A; --coral-d:#D94E35; --coral-l:#FDE6E0;
  --amber:#D98E1F; --amber-l:#FBEFD6; --rose:#C8433A; --rose-l:#FBE3E0;
  --fd:"Bricolage Grotesque", "Onest", system-ui, sans-serif;
  --ft:"Onest", system-ui, -apple-system, "Segoe UI", sans-serif;
  --fm:"DM Mono", ui-monospace, SFMono-Regular, Menlo, monospace;
  --r-s:10px; --r:16px; --r-l:24px; --r-xl:32px;
  --sh:0 1px 2px rgba(14,27,30,.04), 0 12px 32px -16px rgba(14,27,30,.18);
  --sh-l:0 24px 60px -24px rgba(14,27,30,.28);
  --wrap:1200px; --gut:clamp(18px, 4vw, 40px);
  --ease:cubic-bezier(.2,.7,.2,1);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 var(--ft);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{display:block;max-width:100%}
a{color:var(--teal-d);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
h1,h2,h3,h4{font-family:var(--fd);font-weight:700;letter-spacing:-.02em;line-height:1.1;margin:0 0 .5em;color:var(--ink);text-wrap:balance}
h1{font-size:clamp(2.4rem,5.6vw,4.4rem);font-weight:800;letter-spacing:-.035em;line-height:1.0}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem);letter-spacing:-.03em}
h3{font-size:clamp(1.15rem,1.8vw,1.35rem);letter-spacing:-.015em}
h4{font-size:1rem;letter-spacing:0}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.2em}
strong{font-weight:600}
small{font-size:.85em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 12px;border-radius:8px;z-index:9999}
.skip:focus{left:8px}
.ic{flex:none}
.mono{font-family:var(--fm)}
.mute{color:var(--mute)}
.center{text-align:center}
.tw{text-wrap:balance}
.lead{font-size:clamp(1.05rem,1.4vw,1.25rem);line-height:1.55;color:var(--ink-2);max-width:62ch}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 22px;border-radius:999px;font-weight:600;font-size:.98rem;line-height:1;border:1.5px solid transparent;cursor:pointer;transition:transform .2s var(--ease),background .2s,color .2s,border-color .2s,box-shadow .2s;white-space:nowrap;font-family:var(--ft)}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn .ic{transition:transform .2s var(--ease)}
.btn:hover .ic{transform:translateX(3px)}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:#000}
.btn-coral{background:var(--coral);color:#fff;box-shadow:0 10px 24px -12px rgba(242,101,74,.7)}
.btn-coral:hover{background:var(--coral-d)}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--teal-d)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--ink);background:#fff}
.btn-lt{background:rgba(255,255,255,.12);color:#fff;border-color:rgba(255,255,255,.25);backdrop-filter:blur(6px)}
.btn-lt:hover{background:rgba(255,255,255,.2)}
.btn-sm{padding:10px 16px;font-size:.9rem}
.btn-lg{padding:17px 28px;font-size:1.05rem}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.tlink{display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--teal-d)}
.tlink .ic{transition:transform .2s var(--ease)}
.tlink:hover .ic{transform:translateX(3px)}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:2147482990;background:rgba(246,245,241,.86);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid transparent;transition:border-color .25s,background .25s}
.hdr.sc{border-bottom-color:var(--line);background:rgba(246,245,241,.94)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:20px;height:72px}
.logo{display:inline-flex;align-items:center;gap:10px;color:var(--ink);font-family:var(--fd);font-weight:800;font-size:1.25rem;letter-spacing:-.03em}
.logo:hover{text-decoration:none}
.logo .mark{width:30px;height:30px;fill:var(--ink)}
.logo .mark .mark-acc{fill:var(--coral)}
.logo-t em{font-style:normal;color:var(--teal)}
.logo-lt{color:#fff}.logo-lt .mark{fill:#fff}.logo-lt .logo-t em{color:#7FD6CC}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
.nav li{position:relative}
.nav a,.nav button{display:inline-flex;align-items:center;gap:4px;padding:10px 14px;border-radius:999px;font:inherit;font-weight:500;font-size:.95rem;color:var(--ink-2);background:none;border:0;cursor:pointer;transition:background .2s,color .2s}
.nav a:hover,.nav button:hover,.nav li.open>button{background:var(--paper-2);color:var(--ink);text-decoration:none}
.nav a.on{color:var(--teal-d);font-weight:600}
.nav .sub{position:absolute;top:calc(100% + 8px);left:0;min-width:260px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-l);padding:8px;display:none;flex-direction:column;gap:2px;z-index:5}
.nav li.open>.sub{display:flex}
.nav .sub a{display:block;width:100%;padding:10px 12px;border-radius:10px;font-size:.92rem}
.hdr-cta{display:flex;align-items:center;gap:10px}
.burger{display:none;width:44px;height:44px;border-radius:12px;border:1px solid var(--line-2);background:#fff;align-items:center;justify-content:center;cursor:pointer;color:var(--ink)}

/* ---------- sections / layout ---------- */
.sec{padding:clamp(64px,8vw,112px) 0;position:relative}
.sec-tight{padding:clamp(40px,5vw,64px) 0}
.sec-white{background:#fff}
.sec-sand{background:var(--sand)}
.sec-ink{background:var(--ink);color:#fff}
.sec-ink h2,.sec-ink h3{color:#fff}
.sec-ink .lead,.sec-ink .mute{color:rgba(255,255,255,.72)}
.sec-ink a{color:#9FE3DA}
.sec-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px clamp(24px,5vw,80px);align-items:end;margin-bottom:clamp(36px,5vw,56px)}
.sec-head .lead{margin:0}
.sec-head.one{grid-template-columns:1fr;max-width:760px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--fm);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d);margin-bottom:18px}
.eyebrow .n{display:inline-grid;place-items:center;min-width:28px;height:28px;padding:0 8px;border-radius:999px;background:var(--teal-l);color:var(--teal-d);font-weight:500}
.sec-ink .eyebrow{color:#9FE3DA}.sec-ink .eyebrow .n{background:rgba(159,227,218,.14);color:#9FE3DA}
.sec-sand .eyebrow .n{background:#fff}
.sec-more{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:28px;font-size:.95rem}

/* ---------- hero ---------- */
.hero{padding:clamp(40px,6vw,88px) 0 clamp(48px,6vw,88px);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:-20% -10% auto -10%;height:70%;background:radial-gradient(60% 60% at 20% 30%,rgba(11,122,117,.10),transparent 60%),radial-gradient(40% 50% at 85% 20%,rgba(242,101,74,.10),transparent 60%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.95fr);gap:clamp(32px,5vw,72px);align-items:center;position:relative}
.hero-pill{display:inline-flex;align-items:center;gap:10px;padding:7px 14px 7px 8px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.86rem;color:var(--ink-2);margin-bottom:26px;box-shadow:var(--sh)}
.hero-pill .tag{background:var(--ink);color:#fff;border-radius:999px;padding:3px 9px;font-family:var(--fm);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase}
.hero h1 .hl{color:var(--teal);position:relative;white-space:nowrap}
.hero h1 .hl::after{content:"";position:absolute;left:0;right:0;bottom:.06em;height:.12em;background:var(--coral);border-radius:2px;opacity:.9}
.hero .lead{margin:22px 0 30px}
.hero-meta{display:flex;flex-wrap:wrap;gap:12px 26px;margin-top:30px;color:var(--mute);font-size:.9rem}
.hero-meta span{display:inline-flex;align-items:center;gap:8px}
.hero-meta .ic{color:var(--teal)}

/* split widget */
.split{background:var(--ink);color:#fff;border-radius:var(--r-xl);padding:28px;box-shadow:var(--sh-l);position:relative;overflow:hidden}
.split::after{content:"";position:absolute;width:320px;height:320px;right:-120px;top:-140px;border-radius:50%;background:radial-gradient(circle,rgba(127,214,204,.35),transparent 65%);pointer-events:none}
.split-h{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:18px;position:relative}
.split-h .lab{font-family:var(--fm);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:#9FE3DA}
.split-h .live{display:inline-flex;align-items:center;gap:6px;font-size:.78rem;color:rgba(255,255,255,.7)}
.split-h .live i{width:7px;height:7px;border-radius:50%;background:#7FD6CC;box-shadow:0 0 0 4px rgba(127,214,204,.2)}
.split-in{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:8px 8px 8px 18px;position:relative}
.split-in .cur{font-family:var(--fd);font-size:1.6rem;font-weight:700;color:#9FE3DA}
.split-in input{flex:1;min-width:0;background:none;border:0;color:#fff;font:700 2rem/1 var(--fd);letter-spacing:-.02em;outline:none;padding:10px 0}
.split-in input::-webkit-outer-spin-button,.split-in input::-webkit-inner-spin-button{-webkit-appearance:none}
.split-in input[type=number]{-moz-appearance:textfield}
.split-in .per{background:#fff;color:var(--ink);border-radius:12px;padding:10px 14px;text-align:right;line-height:1.1}
.split-in .per b{display:block;font-family:var(--fd);font-size:1.3rem;letter-spacing:-.02em}
.split-in .per small{font-size:.7rem;color:var(--mute);font-family:var(--fm);letter-spacing:.04em;text-transform:uppercase}
.split-tl{position:relative;margin:26px 4px 8px;height:84px}
.split-tl .bar{position:absolute;left:14px;right:14px;top:14px;height:3px;background:rgba(255,255,255,.14);border-radius:3px;overflow:hidden}
.split-tl .bar i{display:block;height:100%;width:25%;background:linear-gradient(90deg,#7FD6CC,#9FE3DA);transition:width .5s var(--ease)}
.split-tl .pt{position:absolute;top:0;width:28px;height:28px;border-radius:50%;background:var(--ink);border:3px solid rgba(255,255,255,.35);display:grid;place-items:center;font-family:var(--fm);font-size:.72rem;color:#fff;transform:translateX(-50%)}
.split-tl .pt.now{background:#9FE3DA;border-color:#9FE3DA;color:var(--ink)}
.split-tl .lb{position:absolute;top:36px;transform:translateX(-50%);text-align:center;width:88px}
.split-tl .lb b{display:block;font-family:var(--fd);font-size:1rem;letter-spacing:-.01em}
.split-tl .lb span{display:block;font-size:.72rem;color:rgba(255,255,255,.62);font-family:var(--fm);letter-spacing:.02em}
.split-f{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:22px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:.85rem;color:rgba(255,255,255,.72)}
.split-f b{color:#fff;font-weight:600}
.split-f .warn{color:#FFC9A8}
.split-alt{margin-top:14px;display:flex;align-items:center;justify-content:space-between;gap:12px;background:rgba(242,101,74,.14);border:1px solid rgba(242,101,74,.35);border-radius:14px;padding:12px 14px;font-size:.88rem}
.split-alt a{color:#FFD1C2;font-weight:600;white-space:nowrap}

/* trust strip */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.trust-in{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0}
.trust-in>div{display:flex;gap:14px;align-items:flex-start;padding:22px 20px 22px 0;border-right:1px solid var(--line)}
.trust-in>div:last-child{border-right:0}
.trust-in>div+div{padding-left:20px}
.trust .ic{color:var(--teal);margin-top:2px}
.trust b{display:block;font-weight:600;font-size:.95rem;letter-spacing:-.01em}
.trust span{font-size:.85rem;color:var(--mute)}

/* ---------- bento ---------- */
.bento{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:26px;display:flex;flex-direction:column;gap:12px;position:relative;overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s}
.tile:hover{transform:translateY(-3px);box-shadow:var(--sh)}
.tile .t-ic{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:var(--teal-xl);color:var(--teal-d)}
.tile .t-k{font-family:var(--fd);font-size:clamp(2rem,3vw,2.6rem);font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--ink)}
.tile .t-k small{font-size:.5em;font-weight:600;color:var(--mute);letter-spacing:-.01em;margin-left:4px}
.tile .t-l{font-weight:600;letter-spacing:-.01em}
.tile .t-d{color:var(--mute);font-size:.92rem;line-height:1.5;margin:0}
.tile.c2{grid-column:span 2}.tile.c3{grid-column:span 3}.tile.c4{grid-column:span 4}.tile.c6{grid-column:span 6}
.tile.ink{background:var(--ink);color:#fff;border-color:var(--ink)}
.tile.ink .t-k,.tile.ink .t-l{color:#fff}.tile.ink .t-k small,.tile.teal .t-k small{color:rgba(255,255,255,.7)}.tile.ink .t-d{color:rgba(255,255,255,.7)}
.tile.ink .t-ic{background:rgba(255,255,255,.1);color:#9FE3DA}
.tile.teal{background:var(--teal);color:#fff;border-color:var(--teal)}
.tile.teal .t-k,.tile.teal .t-l{color:#fff}.tile.teal .t-d{color:rgba(255,255,255,.78)}
.tile.teal .t-ic{background:rgba(255,255,255,.14);color:#fff}
.tile.coral{background:var(--coral-l);border-color:#F6C9BC}
.tile.coral .t-ic{background:#fff;color:var(--coral-d)}
.tile .t-foot{margin-top:auto;font-size:.82rem;color:var(--mute-2);font-family:var(--fm)}
.tile.ink .t-foot,.tile.teal .t-foot{color:rgba(255,255,255,.5)}

/* ---------- steps (how it works) ---------- */
.steps{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(32px,5vw,72px);align-items:stretch}
.step-list{counter-reset:s;list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.step-list li{counter-increment:s;display:grid;grid-template-columns:52px 1fr;gap:18px;padding:22px 0;border-top:1px solid var(--line)}
.step-list li:last-child{border-bottom:1px solid var(--line)}
.step-list li::before{content:"0" counter(s);font-family:var(--fm);font-size:.82rem;color:var(--teal-d);background:var(--teal-xl);border-radius:12px;height:44px;display:grid;place-items:center;letter-spacing:.04em}
.step-list h3{margin:6px 0 6px;font-size:1.15rem}
.step-list p{margin:0;color:var(--mute);font-size:.95rem}
.sticky{position:sticky;top:96px}
.ill{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(20px,3vw,32px);box-shadow:var(--sh)}
.ill svg{width:100%;height:auto}
.ill-cap{display:flex;justify-content:space-between;gap:12px;margin-top:14px;font-size:.82rem;color:var(--mute);font-family:var(--fm)}

/* ---------- stores ---------- */
.cats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.cat{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:22px;display:flex;flex-direction:column;gap:12px;transition:transform .3s var(--ease),box-shadow .3s}
.cat:hover{transform:translateY(-3px);box-shadow:var(--sh)}
.cat-h{display:flex;align-items:center;gap:12px}
.cat-h .t-ic{width:40px;height:40px;border-radius:12px;background:var(--paper);display:grid;place-items:center;color:var(--teal-d);border:1px solid var(--line)}
.cat-h h3{margin:0;font-size:1.05rem}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none}
.chips li{font-size:.82rem;padding:5px 10px;border-radius:999px;background:var(--paper);border:1px solid var(--line);color:var(--ink-2);white-space:nowrap}
.chips li.more{background:none;border-style:dashed;color:var(--mute)}
.cat .cnote{font-size:.82rem;color:var(--mute);margin:0}
.ways{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:40px}
.way{display:grid;grid-template-columns:48px 1fr;gap:16px;padding:22px;background:var(--paper);border-radius:var(--r-l);border:1px solid var(--line)}
.way .t-ic{width:48px;height:48px;border-radius:14px;background:#fff;display:grid;place-items:center;color:var(--teal-d);border:1px solid var(--line)}
.way h3{font-size:1.05rem;margin:4px 0 6px}
.way p{margin:0;font-size:.92rem;color:var(--mute)}
.way .no{color:var(--rose);font-weight:600}

/* ---------- routes / 3-way comparison ---------- */
.routes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;align-items:stretch}
.route{border-radius:var(--r-xl);padding:30px 28px;display:flex;flex-direction:column;gap:14px;background:#fff;border:1px solid var(--line);position:relative;overflow:hidden}
.route .r-tag{font-family:var(--fm);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d);display:inline-flex;align-items:center;gap:8px}
.route h3{font-size:1.5rem;margin:0;letter-spacing:-.025em}
.route .r-amt{font-family:var(--fd);font-size:clamp(1.8rem,2.6vw,2.3rem);font-weight:800;letter-spacing:-.04em;line-height:1}
.route .r-amt small{display:block;font-family:var(--ft);font-size:.85rem;font-weight:500;color:var(--mute);letter-spacing:0;margin-top:8px;line-height:1.4}
.route ul{list-style:none;margin:6px 0 0;padding:0;display:flex;flex-direction:column;gap:9px;font-size:.93rem}
.route li{display:flex;gap:10px;align-items:flex-start}
.route li .ic{color:var(--teal);margin-top:3px}
.route li.neg .ic{color:var(--rose)}
.route li.warn .ic{color:var(--amber)}
.route .r-foot{margin-top:auto;padding-top:14px}
.route.best{background:var(--ink);color:#fff;border-color:var(--ink);box-shadow:var(--sh-l)}
.route.best h3,.route.best .r-amt{color:#fff}
.route.best .r-amt small{color:rgba(255,255,255,.65)}
.route.best .r-tag{color:#FFD1C2}
.route.best li .ic{color:#9FE3DA}
.route.best li.warn .ic{color:#FFC9A8}
.route.best::after{content:"";position:absolute;right:-90px;bottom:-110px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(242,101,74,.45),transparent 65%);pointer-events:none}
.route .r-pill{position:absolute;top:18px;right:18px;background:var(--coral);color:#fff;font-family:var(--fm);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;padding:5px 10px;border-radius:999px}
.route .r-ex{font-size:.82rem;color:var(--mute);margin:0}
.route.best .r-ex{color:rgba(255,255,255,.6)}

/* ---------- fees ---------- */
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:stretch}
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r-l);background:#fff}
table.tbl{width:100%;border-collapse:collapse;font-size:.93rem;min-width:520px}
.tbl th,.tbl td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.tbl thead th{font-family:var(--fm);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--mute);background:var(--paper);font-weight:500}
.tbl tbody tr:last-child td{border-bottom:0}
.tbl td:first-child{font-weight:600;color:var(--ink)}
.tbl .ok{color:var(--teal-d);font-weight:600}
.tbl .no{color:var(--rose);font-weight:600}
.tbl .so{color:var(--amber);font-weight:600}
.tbl .sub{display:block;font-weight:400;color:var(--mute);font-size:.84rem;margin-top:2px}
.note{display:flex;gap:12px;align-items:flex-start;padding:16px 18px;border-radius:var(--r);background:var(--amber-l);border:1px solid #F0D9A8;font-size:.92rem;color:#5A4410}
.note .ic{color:var(--amber);margin-top:2px}
.note.teal{background:var(--teal-xl);border-color:#BFE3DB;color:#0E4F4A}.note.teal .ic{color:var(--teal-d)}
.note p{margin:0}
.miss{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:0}
.miss li{display:grid;grid-template-columns:auto 1fr;gap:16px;padding:16px 0;border-top:1px solid var(--line)}
.miss li:last-child{border-bottom:1px solid var(--line)}
.miss .d{font-family:var(--fm);font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--mute);background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:8px 10px;height:fit-content;white-space:nowrap;min-width:92px;text-align:center}
.miss h4{margin:2px 0 4px;font-family:var(--ft);font-weight:600}
.miss p{margin:0;font-size:.92rem;color:var(--mute)}
.ex{background:var(--ink);color:#fff;border-radius:var(--r-l);padding:24px;margin-top:20px}
.ex .lab{font-family:var(--fm);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:#9FE3DA;margin-bottom:10px}
.ex-row{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px dashed rgba(255,255,255,.14);font-size:.95rem}
.ex-row:last-child{border-bottom:0;font-weight:600;font-size:1.05rem}
.ex-row span:last-child{font-family:var(--fd);font-weight:700;letter-spacing:-.01em}

/* ---------- limit ---------- */
.lim-tips{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:8px}
.tip{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px}
.tip .ic{color:var(--teal);margin-top:2px}
.tip b{display:block;font-weight:600;font-size:.95rem}
.tip span{font-size:.88rem;color:var(--mute)}
.tip.neg .ic{color:var(--rose)}

/* ---------- credit ---------- */
.credit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.cc{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-l);padding:24px;display:flex;flex-direction:column;gap:10px}
.cc .t-ic{width:44px;height:44px;border-radius:14px;background:rgba(159,227,218,.12);color:#9FE3DA;display:grid;place-items:center}
.cc h3{font-size:1.1rem;margin:4px 0 0}
.cc p{margin:0;color:rgba(255,255,255,.72);font-size:.93rem}
.cc .st{display:inline-flex;align-items:center;gap:6px;font-family:var(--fm);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;padding:5px 10px;border-radius:999px;width:fit-content}
.st.g{background:rgba(127,214,204,.15);color:#9FE3DA}.st.y{background:rgba(255,201,168,.15);color:#FFC9A8}.st.r{background:rgba(255,140,130,.15);color:#FFB3AB}
.rep{margin-top:28px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.rep>div{border-top:1px solid rgba(255,255,255,.14);padding-top:14px}
.rep b{display:block;font-family:var(--fd);font-size:1.15rem;letter-spacing:-.02em}
.rep span{font-size:.86rem;color:rgba(255,255,255,.65)}

/* ---------- compare table ---------- */
.cmp .tbl{min-width:860px}
.cmp .tbl th:first-child,.cmp .tbl td:first-child{position:sticky;left:0;background:#fff;z-index:1;box-shadow:1px 0 0 var(--line)}
.cmp .tbl thead th:first-child{background:var(--paper)}
.cmp .brand{display:flex;align-items:center;gap:10px;font-family:var(--fd);font-weight:700;font-size:1rem;color:var(--ink);letter-spacing:-.01em;text-transform:none}
.cmp .brand i{width:26px;height:26px;border-radius:8px;display:grid;place-items:center;font-style:normal;font-family:var(--fm);font-size:.72rem;color:#fff}
.cmp .brand.hi{color:var(--teal-d)}
.cmp thead th.hi{background:var(--teal-xl)}
.cmp td.hi{background:var(--teal-xl)}

/* ---------- stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:24px}
.stat .k{font-family:var(--fd);font-size:clamp(2.2rem,3.4vw,3rem);font-weight:800;letter-spacing:-.045em;line-height:1;color:var(--ink)}
.stat .k em{font-style:normal;color:var(--teal)}
.stat .l{font-weight:600;margin-top:8px;letter-spacing:-.01em}
.stat .s{font-size:.84rem;color:var(--mute);margin-top:4px}
.stat .src{font-family:var(--fm);font-size:.72rem;color:var(--mute-2);margin-top:14px;letter-spacing:.02em}
.bars{margin-top:18px;display:flex;flex-direction:column;gap:12px}
.bar-r{display:grid;grid-template-columns:150px 1fr 48px;gap:12px;align-items:center;font-size:.92rem}
.bar-r .tr{height:12px;border-radius:999px;background:var(--paper-2);overflow:hidden}
.bar-r .tr i{display:block;height:100%;width:0;border-radius:999px;background:linear-gradient(90deg,var(--teal),#4FB3AB);transition:width 1s var(--ease)}
.bar-r b{font-family:var(--fm);font-weight:500;text-align:right;color:var(--ink-2)}

/* ---------- checklist / pros cons ---------- */
.pc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.pc>div{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:26px}
.pc h3{display:flex;align-items:center;gap:10px;font-size:1.15rem}
.pc h3 .ic{color:var(--teal)}.pc .con h3 .ic{color:var(--rose)}
.pc ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.pc li{display:flex;gap:10px;font-size:.95rem}
.pc li .ic{color:var(--teal);margin-top:3px}.pc .con li .ic{color:var(--rose)}
.check{counter-reset:c;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.check li{counter-increment:c;display:grid;grid-template-columns:34px 1fr;gap:12px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px}
.check li::before{content:counter(c);font-family:var(--fm);font-size:.8rem;color:#fff;background:var(--teal);border-radius:10px;height:34px;display:grid;place-items:center}
.check b{display:block;font-weight:600}
.check span{font-size:.88rem;color:var(--mute)}

/* ---------- guides ---------- */
.gcards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.gcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);overflow:hidden;display:flex;flex-direction:column;transition:transform .3s var(--ease),box-shadow .3s;color:inherit}
.gcard:hover{transform:translateY(-4px);box-shadow:var(--sh-l);text-decoration:none}
.gcard .ph{border-radius:0;border:0;border-bottom:1px solid var(--line)}
.gcard-b{padding:20px 22px 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.gcard .kic{font-family:var(--fm);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d)}
.gcard h3{font-size:1.15rem;margin:0}
.gcard p{margin:0;color:var(--mute);font-size:.92rem}
.gcard .rt{margin-top:auto;padding-top:10px;font-size:.82rem;color:var(--mute-2);font-family:var(--fm)}

/* ---------- faq ---------- */
.faq{display:flex;flex-direction:column;gap:10px}
.faq-i{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.faq-i summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;cursor:pointer;font-weight:600;font-size:1.02rem;letter-spacing:-.01em}
.faq-i summary::-webkit-details-marker{display:none}
.faq-i summary .ic{color:var(--mute);transition:transform .3s var(--ease)}
.faq-i[open] summary .ic{transform:rotate(180deg)}
.faq-i[open] summary{border-bottom:1px solid var(--line)}
.faq-a{padding:16px 20px 20px;color:var(--ink-2);font-size:.96rem}
.faq-a p{margin:0}
.faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,5vw,64px);align-items:start}

/* ---------- cta band ---------- */
.cta{background:var(--ink);color:#fff;border-radius:var(--r-xl);padding:clamp(36px,5vw,64px);display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:32px;align-items:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(50% 80% at 90% 10%,rgba(242,101,74,.35),transparent 60%),radial-gradient(40% 60% at 10% 100%,rgba(11,122,117,.5),transparent 60%);pointer-events:none}
.cta>*{position:relative}
.cta h2{color:#fff;margin-bottom:12px}
.cta p{color:rgba(255,255,255,.75);max-width:52ch}
.cta-pts{display:grid;gap:12px}
.cta-pts div{display:flex;gap:12px;align-items:flex-start;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:14px 16px;font-size:.93rem}
.cta-pts .ic{color:#9FE3DA;margin-top:2px}

/* ---------- placeholders ---------- */
.ph{width:100%;border-radius:var(--r-l);border:1.5px dashed var(--line-2);background:repeating-linear-gradient(135deg,var(--paper-2) 0 10px,#F4F2EC 10px 20px);display:grid;place-content:center;justify-items:center;gap:6px;color:var(--mute);text-align:center;padding:16px;overflow:hidden}
.ph svg{width:30px;height:30px;color:var(--mute-2)}
.ph .ph-l{font-weight:600;font-size:.9rem;color:var(--ink-2)}
.ph .ph-s{font-family:var(--fm);font-size:.74rem;letter-spacing:.03em}
.ph.sm .ph-l{font-size:.82rem}.ph.sm svg{width:22px;height:22px}

/* ---------- footer ---------- */
.ftr{background:var(--ink);color:rgba(255,255,255,.78);padding:clamp(56px,7vw,88px) 0 32px;margin-top:0}
.ftr a{color:rgba(255,255,255,.82)}
.ftr a:hover{color:#fff}
.ftr-top{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,2fr);gap:40px clamp(32px,5vw,80px);padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12)}
.ftr-brand p{font-size:.95rem;max-width:40ch;margin-top:16px}
.ftr-upd{display:inline-flex;align-items:center;gap:8px;font-family:var(--fm);font-size:.78rem;color:rgba(255,255,255,.55)}
.ftr-upd .dot{width:8px;height:8px;border-radius:50%;background:#7FD6CC}
.ftr-cols{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.ftr h4{color:#fff;font-family:var(--fm);font-weight:500;font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.ftr ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px;font-size:.92rem}
.ftr-legal{padding-top:28px;font-size:.8rem;line-height:1.55;color:rgba(255,255,255,.55)}
.ftr-legal strong{color:rgba(255,255,255,.8)}
.ftr-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:22px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);font-family:var(--fm);font-size:.74rem}

/* ---------- reveal ---------- */
.rv{opacity:0;transform:translateY(16px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* ---------- responsive ---------- */
@media (max-width:1040px){
  .nav{display:none}
  .burger{display:inline-flex}
  .nav.open{display:block;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--sh-l);padding:12px var(--gut) 20px;max-height:calc(100vh - 72px);overflow:auto}
  .nav.open ul{flex-direction:column;align-items:stretch;gap:2px}
  .nav.open a,.nav.open button{width:100%;justify-content:space-between;border-radius:12px;padding:12px 14px;font-size:1rem}
  .nav.open .sub{position:static;box-shadow:none;border:0;padding:0 0 6px 12px;min-width:0}
  .nav.open .sub a{font-size:.95rem;color:var(--mute)}
  .bento{grid-template-columns:repeat(2,minmax(0,1fr))}
  .tile.c2,.tile.c3,.tile.c4{grid-column:span 1}
  .tile.c6{grid-column:span 2}
  .cats{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ways,.routes,.credit-grid,.gcards{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rep{grid-template-columns:repeat(2,minmax(0,1fr))}
  .trust-in{grid-template-columns:repeat(2,minmax(0,1fr))}
  .trust-in>div:nth-child(2){border-right:0}
  .trust-in>div:nth-child(3){padding-left:0;border-top:1px solid var(--line)}
  .trust-in>div:nth-child(4){border-top:1px solid var(--line)}
  .ftr-top{grid-template-columns:minmax(0,1fr)}
  .ftr-cols{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:820px){
  .hero-grid,.steps,.two,.faq-grid,.cta,.sec-head{grid-template-columns:minmax(0,1fr)}
  .sticky{position:static}
  .hero .btn-row .btn{flex:1 1 auto;justify-content:center}
  .routes,.ways,.credit-grid,.gcards,.pc,.check,.lim-tips{grid-template-columns:minmax(0,1fr)}
  .route.best{order:-1}
  .hdr-cta .btn{display:none}
  .split{padding:22px}
  .split-in input{font-size:1.6rem}
  .split-tl .lb{width:70px}
  .split-tl .lb b{font-size:.9rem}
  .bar-r{grid-template-columns:110px 1fr 44px}
}
@media (max-width:560px){
  .bento,.cats,.stats,.trust-in{grid-template-columns:minmax(0,1fr)}
  .tile.c6{grid-column:span 1}
  .trust-in>div{border-right:0;border-top:1px solid var(--line);padding-left:0}
  .trust-in>div:first-child{border-top:0}
  .rep{grid-template-columns:minmax(0,1fr)}
  .ftr-cols{grid-template-columns:1fr 1fr}
  .btn{padding:13px 18px}
  .hero-meta{gap:8px 16px}
  .split-tl{height:92px}
  .split-tl .lb{width:60px}
  .split-tl .lb span{font-size:.64rem}
  .split-in .per{display:none}
  .miss li{grid-template-columns:1fr}
  .miss .d{width:fit-content;min-width:0}
}

/* ---------- v2 lean additions ---------- */
.storewall{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(20px,3vw,32px)}
.chips.big{gap:10px}
.chips.big li{font-size:.95rem;padding:10px 16px;font-weight:500;background:var(--paper);border-color:var(--line)}
.chips.big li.more{background:none;color:var(--teal-d);font-weight:600}
.fp{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.fpc{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-xl);padding:30px 28px;display:flex;flex-direction:column;gap:12px}
.fpc .fp-k{font-family:var(--fd);font-size:clamp(2.6rem,4vw,3.6rem);font-weight:800;letter-spacing:-.05em;line-height:1;color:var(--teal)}
.fpc .fp-k small{display:block;font-family:var(--fm);font-size:.72rem;font-weight:400;letter-spacing:.08em;text-transform:uppercase;color:var(--mute);margin-top:8px}
.fpc h3{font-size:1.3rem;margin:6px 0 0}
.fpc h3::before{content:"";}
.fpc p{margin:0;color:var(--ink-2);font-size:.96rem}
.fpc .tlink{margin-top:auto;padding-top:8px}
.band{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border:1px solid var(--line);border-radius:var(--r-l);background:var(--paper);overflow:hidden}
.band>div{padding:24px 26px;border-right:1px solid var(--line);display:flex;flex-direction:column;gap:4px}
.band>div:last-child{border-right:0}
.band b{font-family:var(--fd);font-size:clamp(2rem,3vw,2.6rem);font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--ink)}
.band span{font-size:.92rem;color:var(--ink-2);line-height:1.4}
.band em{display:block;font-style:normal;font-family:var(--fm);font-size:.7rem;letter-spacing:.06em;text-transform:uppercase;color:var(--mute-2);margin-top:8px}
.step-list h3{font-size:1.1rem}
@media (max-width:1040px){.fp{grid-template-columns:minmax(0,1fr)}.band{grid-template-columns:repeat(2,minmax(0,1fr))}.band>div:nth-child(2){border-right:0}.band>div:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:560px){.band{grid-template-columns:minmax(0,1fr)}.band>div{border-right:0;border-top:1px solid var(--line)}.band>div:first-child{border-top:0}.chips.big li{font-size:.86rem;padding:8px 12px}}

/* ---------- v3 additions: photo tiles, feature split, promo band, photo CTA ---------- */
.cts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.ct{position:relative;display:block;border-radius:var(--r-l);overflow:hidden;border:1px solid var(--line);background:#fff;color:inherit;transition:transform .3s var(--ease),box-shadow .3s}
.ct:hover{transform:translateY(-4px);box-shadow:var(--sh-l);text-decoration:none}
.ct .ph{border-radius:0;border:0;height:100%;align-content:start;padding-top:22px}
.ct.tall{grid-row:span 2}
.ct-t{position:absolute;left:16px;bottom:16px;right:56px;display:flex;flex-direction:column;gap:2px;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-radius:14px;padding:12px 14px}
.ct-t b{font-family:var(--fd);font-size:1.15rem;letter-spacing:-.02em;color:var(--ink)}
.ct-t span{font-size:.8rem;color:var(--mute)}
.ct-ar{position:absolute;right:16px;bottom:16px;width:44px;height:44px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;transition:background .2s,transform .2s var(--ease)}
.ct:hover .ct-ar{background:var(--coral);transform:translateX(2px)}
.feat{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,4vw,56px);align-items:center;margin-top:40px;background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(16px,2vw,20px)}
.feat-img .ph{border-radius:var(--r-l)}
.feat-body{padding:clamp(8px,2vw,24px) clamp(8px,2vw,32px) clamp(8px,2vw,24px) 0}
.feat-body .eyebrow .n{min-width:28px}
.feat-h{font-size:clamp(1.8rem,3vw,2.6rem);letter-spacing:-.03em;margin-bottom:12px}
.feat-body p{color:var(--ink-2)}
.feat-list{list-style:none;margin:0 0 18px;padding:0;display:flex;flex-direction:column;gap:10px;font-size:.95rem}
.feat-list li{display:flex;gap:10px;align-items:flex-start}
.feat-list .ic{color:var(--teal);margin-top:3px}
.promo{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:0;background:var(--sand);border-radius:var(--r-xl);overflow:hidden;border:1px solid var(--line)}
.promo-img .ph{border-radius:0;border:0;height:100%}
.promo-body{padding:clamp(28px,4vw,52px);display:flex;flex-direction:column;justify-content:center;gap:12px}
.promo-tag{font-family:var(--fm);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--coral-d);background:#fff;border-radius:999px;padding:6px 12px;width:fit-content}
.promo-body h2{font-size:clamp(1.8rem,3vw,2.5rem);margin:4px 0 0}
.promo-body p{color:var(--ink-2);margin:0 0 8px}
.cta-photo{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr);align-items:stretch;padding:0;overflow:hidden}
.cta-photo>div:first-child{padding:clamp(36px,5vw,64px)}
.cta-img{position:relative;min-height:320px}
.cta-img .ph{position:absolute;inset:0;height:100%;border-radius:0;border:0;background:repeating-linear-gradient(135deg,#16272B 0 10px,#1B2F34 10px 20px);color:rgba(255,255,255,.6)}
.cta-img .ph .ph-l{color:rgba(255,255,255,.85)}
.cta-mini{list-style:none;margin:18px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.88rem;color:rgba(255,255,255,.8)}
.cta-mini li{display:inline-flex;align-items:center;gap:7px}
.cta-mini .ic{color:#9FE3DA}
@media (max-width:820px){.cts{grid-template-columns:repeat(2,minmax(0,1fr))}.ct.tall{grid-row:span 1}.ct.tall .ph{aspect-ratio:900/540!important}}
@media (max-width:820px){.feat,.promo,.cta-photo{grid-template-columns:minmax(0,1fr)}.feat-body{padding:8px 8px 12px}.cta-img{min-height:240px;order:-1}.promo-img .ph{aspect-ratio:16/9!important}}
@media (max-width:560px){.cts{grid-template-columns:minmax(0,1fr)}}
.ct img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s var(--ease)}
.ct:hover img{transform:scale(1.04)}
.ct.tall img{aspect-ratio:900/1100}
.ct:not(.tall) img{aspect-ratio:900/540}
@media (max-width:820px){.ct.tall img{aspect-ratio:900/540}}
.feat-img img{width:100%;height:auto;border-radius:var(--r-l);display:block;aspect-ratio:6/5;object-fit:cover}
.promo-img img{width:100%;height:100%;object-fit:cover;display:block;min-height:100%}
.promo-img{position:relative;min-height:320px}
.promo-img img{position:absolute;inset:0}
@media (max-width:820px){.promo-img{min-height:0;aspect-ratio:16/9}.promo-img img{position:absolute}}

/* ---------- brand marquee ---------- */
.mq-wrap{display:flex;flex-direction:column;gap:14px;margin:0 calc(50% - 50vw);padding:6px 0}
.mq{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.mq-track{display:flex;gap:12px;width:max-content;padding-left:12px;animation:mq var(--dur,70s) linear infinite;will-change:transform}
.mq.rev .mq-track{animation-direction:reverse}
.mq-wrap:hover .mq-track{animation-play-state:paused}
@keyframes mq{to{transform:translateX(-50%)}}
.bp{display:inline-flex;align-items:center;gap:10px;padding:10px 18px 10px 10px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:.98rem;color:var(--ink);white-space:nowrap;letter-spacing:-.01em;box-shadow:0 1px 2px rgba(14,27,30,.03)}
.bp i{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;color:#fff;font-style:normal;font-family:var(--fd);font-weight:800;font-size:.9rem;flex:none}
.mq-foot{display:flex;flex-wrap:wrap;gap:10px 26px;justify-content:center;margin-top:26px;font-size:.92rem;color:var(--ink-2)}
.mq-foot span{display:inline-flex;align-items:center;gap:8px}
.mq-foot .ic{color:var(--teal)}
.mq-foot b{font-family:var(--fd);font-size:1.1rem;letter-spacing:-.02em}
.mq-foot .mute{font-size:.82rem}
@media (prefers-reduced-motion:reduce){.mq-track{animation:none;flex-wrap:wrap;width:auto;padding:0 var(--gut)}.mq{mask-image:none;-webkit-mask-image:none}.mq-track .bp:nth-child(n+15){display:none}}
@media (max-width:560px){.bp{font-size:.88rem;padding:8px 14px 8px 8px}.bp i{width:26px;height:26px;font-size:.8rem}.mq-foot{gap:8px 16px;font-size:.86rem}}

/* ---------- yes/no category rows ---------- */
.yn{display:flex;flex-direction:column;gap:10px}
.yn-r{display:flex;flex-wrap:wrap;align-items:center;gap:10px 14px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:12px 14px}
.yn-l{display:inline-flex;align-items:center;gap:7px;font-family:var(--fm);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;padding:6px 10px;border-radius:999px;flex:none}
.yn-r.ok .yn-l{background:var(--teal-l);color:var(--teal-d)}
.yn-r.no .yn-l{background:var(--rose-l);color:var(--rose)}
.yn ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px 16px}
.yn li{display:inline-flex;align-items:center;gap:6px;font-weight:600;font-size:.95rem;color:var(--ink)}
.yn-r.ok li .ic{color:var(--teal)}
.yn-r.no li{color:var(--mute);font-weight:500;text-decoration:line-through;text-decoration-color:rgba(200,67,58,.5);text-decoration-thickness:1.5px}
.yn-r.no li .ic{color:var(--rose)}

/* ---------- yes/no icon panel ---------- */
.yn2{display:grid;grid-template-columns:4fr 3fr;background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--sh)}
.yn2-col{padding:18px 20px 20px}
.yn2-col.ok{background:linear-gradient(180deg,#fff,var(--teal-xl))}
.yn2-col.no{border-left:1px solid var(--line);background:var(--paper)}
.yn2-h{display:inline-flex;align-items:center;gap:6px;font-family:var(--fm);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px;padding:5px 10px;border-radius:999px}
.yn2-col.ok .yn2-h{background:var(--teal-l);color:var(--teal-d)}
.yn2-col.no .yn2-h{background:var(--rose-l);color:var(--rose)}
.yn2-items{display:flex;gap:6px;justify-content:space-between}
.yi{display:flex;flex-direction:column;align-items:center;gap:8px;flex:1;min-width:0;font-size:.82rem;font-weight:600;color:var(--ink);text-align:center;position:relative}
.yi-ic{width:50px;height:50px;border-radius:16px;display:grid;place-items:center;position:relative;transition:transform .25s var(--ease)}
.yi:hover .yi-ic{transform:translateY(-2px)}
.yn2-col.ok .yi-ic{background:#fff;color:var(--teal-d);border:1px solid var(--line);box-shadow:0 6px 14px -8px rgba(11,122,117,.45)}
.yn2-col.no .yi{color:var(--mute);font-weight:500}
.yn2-col.no .yi-ic{background:var(--paper-2);color:var(--mute-2);border:1px dashed var(--line-2)}
.yn2-col.no .yi-ic::after{content:"";position:absolute;top:-5px;right:-5px;width:16px;height:16px;border-radius:50%;background:var(--rose);border:2px solid var(--paper);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E");background-size:9px;background-repeat:no-repeat;background-position:center}
@media (max-width:560px){.yn2{grid-template-columns:1fr}.yn2-col.no{border-left:0;border-top:1px solid var(--line)}.yn2-items{justify-content:flex-start;gap:14px}.yi{flex:0 0 auto;min-width:64px}}

/* ---------- social proof ---------- */
.proof{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-top:22px;padding-top:18px;border-top:1px solid var(--line);font-size:.9rem;color:var(--mute)}
.proof b{color:var(--ink);font-family:var(--fd);font-size:1.02rem;letter-spacing:-.01em}
.proof .stars{display:inline-flex;gap:2px}
.proof .stars svg{width:15px;height:15px;fill:#E9A23B}
.proof .sep{width:1px;height:14px;background:var(--line-2)}
.split-note{font-size:.7rem;color:rgba(255,255,255,.45);margin:10px 0 0;line-height:1.4}
.split-alt{display:flex}
#split-alt-lead{color:#FFD1C2}
/* yn2 note */
.yn2-note{grid-column:1/-1;margin:0;padding:10px 20px 14px;font-size:.78rem;color:var(--mute);border-top:1px solid var(--line);background:#fff}
.yn2-note em{font-style:normal;font-weight:600;color:var(--ink-2)}
/* byline */
.byline{display:grid;grid-template-columns:44px 1fr;gap:14px;margin-top:26px;padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:var(--r)}
.by-av{width:44px;height:44px;border-radius:50%;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center}
.byline b{display:block;font-size:.92rem;letter-spacing:-.01em}
.byline span{display:block;font-size:.82rem;color:var(--mute);margin:4px 0 6px;line-height:1.5}
.byline a{display:inline-flex;align-items:center;gap:4px;font-size:.82rem;font-weight:600}
/* popular reads */
.pop{background:var(--paper-2);border-top:1px solid var(--line)}
.pop-in{display:flex;flex-wrap:wrap;align-items:center;gap:8px 10px;padding-top:14px;padding-bottom:14px;font-size:.86rem}
.pop-l{font-family:var(--fm);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--mute);margin-right:6px}
.pop-in a{color:var(--ink-2);padding:6px 12px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:500}
.pop-in a:hover{text-decoration:none;border-color:var(--teal);color:var(--teal-d)}
/* sticky mobile CTA */
.mcta{display:none}
@media (max-width:820px){
  .mcta{position:fixed;left:12px;right:12px;bottom:12px;z-index:2147482980;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 10px 10px 16px;background:rgba(14,27,30,.96);color:#fff;border-radius:18px;box-shadow:0 18px 40px -16px rgba(0,0,0,.5);transform:translateY(130%);opacity:0;transition:transform .35s var(--ease),opacity .35s;backdrop-filter:blur(8px)}
  .mcta.show{transform:none;opacity:1}
  .mcta-t{display:flex;flex-direction:column;line-height:1.2;min-width:0}
  .mcta-t b{font-size:.92rem;letter-spacing:-.01em}
  .mcta-t span{font-size:.76rem;color:rgba(255,255,255,.65)}
  .mcta .btn{flex:none;padding:11px 16px}
  body.has-mcta{padding-bottom:84px}
}

/* =====================================================================
   INNER PAGES (article template)
   ===================================================================== */
.crumbs ol{list-style:none;margin:0 0 22px;padding:0;display:flex;flex-wrap:wrap;gap:6px;font-size:.82rem;color:var(--mute)}
.crumbs li+li::before{content:"/";margin-right:6px;color:var(--line-2)}
.crumbs a{color:var(--mute)}
.crumbs li[aria-current]{color:var(--ink-2);font-weight:500}
.ah{padding:clamp(28px,4vw,52px) 0 clamp(28px,4vw,48px);position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,var(--paper) 100%);border-bottom:1px solid var(--line)}
.ah::before{content:"";position:absolute;inset:-30% -10% auto -10%;height:80%;background:radial-gradient(50% 60% at 15% 20%,rgba(11,122,117,.09),transparent 60%),radial-gradient(35% 50% at 90% 10%,rgba(242,101,74,.08),transparent 60%);pointer-events:none}
.ah .wrap{position:relative}
.ah-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:clamp(24px,4vw,56px);align-items:center}
.ah-grid.one{grid-template-columns:minmax(0,1fr);max-width:820px}
.ah h1{font-size:clamp(2rem,4.4vw,3.4rem);margin-bottom:16px}
.ah .lead{margin:0 0 18px}
.meta{display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.84rem;color:var(--mute)}
.meta span{display:inline-flex;align-items:center;gap:6px}
.meta .ic{color:var(--teal)}
.meta a{color:var(--mute);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line-2)}
.ah-side .ill{padding:18px}
.ah-side .ph{border-radius:var(--r-l)}
.kf{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:clamp(24px,3vw,36px)}
.kf-i{display:flex;gap:12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px 16px}
.kf-ic{width:40px;height:40px;border-radius:12px;background:var(--teal-xl);color:var(--teal-d);display:grid;place-items:center;flex:none}
.kf-i b{display:block;font-family:var(--fd);font-size:1.25rem;letter-spacing:-.03em;line-height:1.1}
.kf-i span{display:block;font-size:.8rem;color:var(--mute);line-height:1.3;margin-top:2px}
.art{padding:clamp(40px,5vw,72px) 0 clamp(24px,3vw,40px)}
.art-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(32px,5vw,72px);align-items:stretch}
.art-side{align-self:stretch;min-width:0}
.art-main{min-width:0;font-size:1.02rem;line-height:1.7;color:var(--ink-2)}
.art-main h2{color:var(--ink);font-size:clamp(1.5rem,2.6vw,2rem);margin:0 0 .6em;scroll-margin-top:96px;padding-top:4px}
.art-main h3{color:var(--ink);font-size:1.2rem;margin:1.4em 0 .5em;scroll-margin-top:96px}
.art-main p{margin:0 0 1.1em}
.art-main ul,.art-main ol{margin:0 0 1.2em;padding-left:1.3em}
.art-main li{margin-bottom:.35em}
.art-main li::marker{color:var(--teal)}
.art-main a{font-weight:500}
.art-sec{padding:0 0 clamp(28px,4vw,44px);margin-bottom:clamp(28px,4vw,44px);border-bottom:1px solid var(--line)}
.art-sec:last-of-type{border-bottom:0}
.art-main .tbl-wrap{margin:18px 0 22px}
.art-main .tbl{font-size:.92rem}
.art-main .step-list{margin:14px 0 22px}
.art-main .step-list h3{margin:4px 0 6px}
.art-main .pc{margin:16px 0 22px}
.art-main .pc h3{margin-top:0}
.art-main .faq{margin-top:6px}
.art-main .ill{margin:18px 0 22px}
.art-main figure{margin:18px 0 22px}
.art-main figcaption{font-size:.8rem;color:var(--mute);margin-top:8px;font-family:var(--fm)}
.co{display:grid;grid-template-columns:24px 1fr;gap:12px;padding:16px 18px;border-radius:var(--r);margin:18px 0 22px;font-size:.95rem;line-height:1.6}
.co .ic{margin-top:3px}
.co p{margin:0 0 .5em}.co p:last-child{margin:0}
.co-note{background:var(--amber-l);border:1px solid #F0D9A8;color:#5A4410}.co-note .ic{color:var(--amber)}
.co-tip{background:var(--teal-xl);border:1px solid #BFE3DB;color:#0E4F4A}.co-tip .ic{color:var(--teal-d)}
.co-warn{background:var(--rose-l);border:1px solid #F3C7C2;color:#7A2A24}.co-warn .ic{color:var(--rose)}
.art-foot{margin-top:24px;padding:16px 18px;background:var(--paper-2);border-radius:var(--r);font-size:.8rem;color:var(--mute);line-height:1.55}
.art-foot p{margin:0}
.art-side .sticky{position:sticky;top:88px;display:flex;flex-direction:column;gap:16px;max-height:calc(100vh - 100px);overflow:auto;scrollbar-width:thin;scrollbar-color:var(--line-2) transparent;padding:2px 2px 8px}
.art-side .sticky>*{flex:none}
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:18px 20px}
.toc-h{font-family:var(--fm);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--mute);margin-bottom:10px}
.toc ol{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.toc li a{display:block;padding:7px 0 7px 12px;border-left:2px solid var(--line);font-size:.9rem;color:var(--ink-2);font-weight:500;transition:border-color .2s,color .2s}
.toc li a:hover,.toc li a.on{border-left-color:var(--teal);color:var(--teal-d);text-decoration:none}
.side-cta{background:var(--ink);color:#fff;border-radius:var(--r-l);padding:22px;position:relative;overflow:hidden}
.side-cta::after{content:"";position:absolute;right:-80px;bottom:-90px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(242,101,74,.45),transparent 65%);pointer-events:none}
.side-cta>*{position:relative}
.side-cta h3{color:#fff;font-size:1.25rem;margin:0 0 8px}
.side-cta p{color:rgba(255,255,255,.75);font-size:.92rem;margin:0 0 14px}
.side-cta .btn{width:100%;justify-content:center}
.side-cta ul{list-style:none;margin:14px 0 10px;padding:0;display:flex;flex-direction:column;gap:6px;font-size:.84rem;color:rgba(255,255,255,.8)}
.side-cta li{display:flex;align-items:center;gap:8px}
.side-cta li .ic{color:#9FE3DA}
.side-cta small{display:block;font-size:.7rem;color:rgba(255,255,255,.45);line-height:1.4}
.rel{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:18px 20px}
.rel ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.rel li a{display:grid;grid-template-columns:1fr auto;gap:2px 10px;padding:10px 0;border-top:1px solid var(--line);color:var(--ink);font-size:.9rem;font-weight:500;align-items:center}
.rel li:first-child a{border-top:0}
.rel li a .kic{grid-column:1;font-family:var(--fm);font-size:.66rem;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d)}
.rel li a .ic{grid-column:2;grid-row:1/3;color:var(--mute)}
.rel li a:hover{text-decoration:none;color:var(--teal-d)}
/* compare head-to-head */
.h2h{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0 22px}
.h2h-c{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:22px}
.h2h-c.hi{border-color:var(--teal);box-shadow:0 0 0 3px var(--teal-l)}
.h2h-h{display:flex;align-items:center;gap:10px;margin-bottom:12px}
.h2h-h i{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;color:#fff;font-style:normal;font-family:var(--fm);font-size:.8rem;font-weight:500}
.h2h-h b{font-family:var(--fd);font-size:1.25rem;letter-spacing:-.02em}
.h2h dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:6px 14px;font-size:.9rem}
.h2h dt{color:var(--mute)}
.h2h dd{margin:0;font-weight:600;color:var(--ink)}
.verdict{background:linear-gradient(135deg,var(--teal-xl),#fff);border:1px solid #BFE3DB;border-radius:var(--r-l);padding:22px 24px;margin:18px 0 22px}
.verdict h3{margin:0 0 8px;display:flex;align-items:center;gap:8px}
.verdict h3 .ic{color:var(--teal-d)}
.pick{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0 22px}
.pick>div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px}
.pick h4{margin:0 0 8px;font-family:var(--fd);font-size:1.05rem;letter-spacing:-.01em}
.pick ul{margin:0;padding-left:1.1em;font-size:.92rem}
/* store category blocks */
.cat-blk{margin:0 0 10px}
.cat-blk .chips.big li{font-size:.9rem;padding:8px 14px}
.cat-blk .cnote{font-size:.84rem;color:var(--mute);margin:8px 0 0}
/* hub grids reuse .gcards */
.hub-intro{max-width:720px}
@media (max-width:1040px){.art-grid{grid-template-columns:minmax(0,1fr)}.art-side{order:2}.toc{display:none}.art-side .sticky{position:static;max-height:none;overflow:visible;display:grid;grid-template-columns:1fr 1fr;gap:16px}.kf{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:820px){.ah-grid{grid-template-columns:minmax(0,1fr)}.h2h,.pick{grid-template-columns:minmax(0,1fr)}}
@media (max-width:560px){.kf{grid-template-columns:minmax(0,1fr)}.art-side .sticky{grid-template-columns:minmax(0,1fr)}}
.nav li.on-p>button{color:var(--teal-d);font-weight:600}

/* ---------- stores page ---------- */
.collage{display:grid;grid-template-columns:1fr 1fr;gap:10px;transform:rotate(-2deg);align-items:start;max-width:420px;margin-left:auto}
.collage img{width:100%;height:auto;aspect-ratio:1;object-fit:cover;border-radius:18px;box-shadow:var(--sh);border:3px solid #fff}
.collage img:nth-child(2){transform:translateY(14px)}
.collage img:nth-child(3){transform:translateY(-6px)}
.catnav{display:flex;flex-wrap:wrap;gap:8px;margin:4px 0 0}
.catnav a{display:inline-flex;align-items:center;gap:7px;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.86rem;font-weight:600;color:var(--ink-2)}
.catnav a:hover{text-decoration:none;border-color:var(--teal);color:var(--teal-d)}
.catnav a .ic{color:var(--teal)}
.catnav a.neg .ic{color:var(--rose)}
.cat-card{display:block;background:#fff;border:1px solid var(--line)!important;border-radius:var(--r-xl);padding:14px 14px 22px;margin-bottom:clamp(20px,3vw,28px)!important;transition:box-shadow .3s}
.cat-card:hover{box-shadow:var(--sh)}
.cat-media{position:relative;border-radius:var(--r-l);overflow:hidden}
.cat-media img,.cat-media .ph{width:100%;aspect-ratio:900/540!important;object-fit:cover;border-radius:var(--r-l);display:block}
.cat-body{padding:18px 10px 0}
.cat-top{display:flex;align-items:center;gap:12px;margin-bottom:10px}
.cat-top .t-ic{width:42px;height:42px;border-radius:13px;background:var(--teal-xl);color:var(--teal-d);display:grid;place-items:center;flex:none}
.cat-top h2{margin:0;font-size:clamp(1.35rem,2.2vw,1.7rem)}
.chns{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px}
.chn{display:inline-flex;align-items:center;gap:6px;font-family:var(--fm);font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;padding:5px 10px;border-radius:999px;background:var(--teal-l);color:var(--teal-d)}
.chn.off{background:var(--paper-2);color:var(--mute-2);text-decoration:line-through}
.bps{display:flex;flex-wrap:wrap;gap:8px}
.bp.sm{padding:6px 12px 6px 6px;font-size:.86rem;box-shadow:none;background:var(--paper)}
.bp.sm i{width:24px;height:24px;font-size:.74rem}
.cat-body .cnote{margin:14px 0 0;font-size:.88rem;color:var(--mute)}
@media (max-width:820px){.collage{transform:none}.collage img:nth-child(n){transform:none}}
.art-main .ways{grid-template-columns:minmax(0,1fr)}
.art-main .way{padding:16px 18px}
.art-main .way h3{margin:0 0 4px}
.hero-photo img{width:100%;height:auto;aspect-ratio:9/7;object-fit:cover;border-radius:var(--r-l);box-shadow:var(--sh-l);border:4px solid #fff;display:block}
.nav .home-li a .ic{color:var(--teal)}
.nav-cta{display:none}
@media (max-width:1040px){.nav.open .home-li a{justify-content:flex-start;gap:8px}.nav.open .nav-cta{display:inline-flex;width:100%;justify-content:center;margin-top:12px}}
.nav .nav-cta{display:none;background:var(--coral);color:#fff;border-radius:999px;font-weight:600;padding:14px 18px}
.nav .nav-cta:hover{background:var(--coral-d);color:#fff}
.gcard-img{width:100%;aspect-ratio:16/10;object-fit:cover;display:block;border-bottom:1px solid var(--line);transition:transform .6s var(--ease)}
.gcard{overflow:hidden}
.gcard:hover .gcard-img{transform:scale(1.03)}
.art-main .gcards{grid-template-columns:repeat(2,minmax(0,1fr))}
.gcard .gcard-img{aspect-ratio:16/10!important;height:auto}
@media (max-width:560px){.art-main .gcards{grid-template-columns:minmax(0,1fr)}}

/* ---------- HERO · dark photo variant ---------- */
.hero-dark{background:#0E1B1E;color:#F3EFE4;padding:clamp(56px,7vw,104px) 0 clamp(56px,7vw,104px);isolation:isolate}
.hero-dark::before{display:none}
.hero-bg{position:absolute;inset:0;z-index:0;display:block}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:72% 40%;display:block}
.hero-shade{position:absolute;inset:0;z-index:1;pointer-events:none;
  background:
    linear-gradient(90deg,rgba(14,27,30,.97) 0%,rgba(14,27,30,.92) 30%,rgba(14,27,30,.62) 52%,rgba(14,27,30,.28) 72%,rgba(14,27,30,.38) 100%),
    linear-gradient(180deg,rgba(14,27,30,.35) 0%,rgba(14,27,30,0) 30%,rgba(14,27,30,0) 70%,rgba(14,27,30,.65) 100%)}
.hero-dark .hero-grid{position:relative;z-index:2}
.hero-dark .hero-pill{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.16);color:rgba(243,239,228,.85);box-shadow:none;padding:8px 16px;font-family:var(--fm);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;backdrop-filter:blur(8px)}
.hero-dark .hero-pill .dot{width:8px;height:8px;border-radius:50%;background:#9FE3DA;box-shadow:0 0 0 4px rgba(159,227,218,.22)}
.hero-dark .hero-pill .sep{opacity:.45}
.hero-dark h1{color:#F3EFE4}
.hero-dark h1 .hl{color:#9FE3DA}
.hero-dark h1 .hl::after{background:var(--coral);opacity:1}
.hero-dark .lead{color:rgba(243,239,228,.78);max-width:560px}
.hero-dark .lead strong{color:#fff}
.hero-dark .hero-meta{color:rgba(243,239,228,.72)}
.hero-dark .hero-meta .ic{color:#9FE3DA}
.hero-dark .proof{border-top-color:rgba(255,255,255,.14);color:rgba(243,239,228,.68)}
.hero-dark .proof b{color:#fff}
.hero-dark .proof .sep{background:rgba(255,255,255,.2)}
.hero-dark .proof .stars svg{fill:#F2B84B}
.hero-note{margin:16px 0 0;font-size:.78rem;color:rgba(243,239,228,.5);font-family:var(--fm);letter-spacing:.02em}
.btn-mint{background:#9FE3DA;color:#0E1B1E;box-shadow:0 14px 30px -14px rgba(159,227,218,.7)}
.btn-mint:hover{background:#B9EEE7}
.btn-line{background:rgba(255,255,255,.04);color:#F3EFE4;border-color:rgba(255,255,255,.34);backdrop-filter:blur(6px)}
.btn-line:hover{border-color:#F3EFE4;background:rgba(255,255,255,.1)}
.hero-dark .split{background:rgba(10,22,24,.72);border:1px solid rgba(255,255,255,.14);backdrop-filter:blur(18px) saturate(1.2);-webkit-backdrop-filter:blur(18px) saturate(1.2);box-shadow:0 40px 80px -30px rgba(0,0,0,.7),0 0 0 1px rgba(0,0,0,.2)}
.hero-dark .split::after{opacity:.6}
.hero-dark .split .btn-lt{background:rgba(255,255,255,.08)}
.hero-dark + .trust{border-top:0}
@media (max-width:1040px){
  .hero-dark{padding-top:48px}
  .hero-bg img{object-position:78% 35%}
  .hero-shade{background:linear-gradient(180deg,rgba(14,27,30,.92) 0%,rgba(14,27,30,.82) 45%,rgba(14,27,30,.9) 100%)}
}
@media (max-width:820px){
  .hero-dark{padding-top:230px}
  .hero-bg{inset:0 0 auto 0;height:340px}
  .hero-bg img{object-position:50% 20%;transform:none}
  .hero-shade{inset:0 0 auto 0;height:340px;background:linear-gradient(180deg,rgba(14,27,30,.18) 0%,rgba(14,27,30,.1) 40%,rgba(14,27,30,.72) 72%,#0E1B1E 100%)}
  .hero-dark .lead{max-width:none}
}
/* hero-dark: leave the photo's subject visible between the copy and the calculator */
@media (min-width:1041px){
  .hero-dark .hero-grid{grid-template-columns:minmax(0,520px) minmax(0,440px);justify-content:space-between;gap:48px}
  .hero-dark .lead{max-width:470px}
  .hero-dark .hero-meta{font-size:.86rem;gap:10px 16px}
  .hero-dark .btn-row .btn-lg{padding:16px 24px;font-size:1rem}
  .hero-bg img{object-position:50% 40%;transform:translateX(-.5%) scale(1.06);transform-origin:center}
}

.hero-dark .proof{font-size:.85rem;gap:8px 10px}
.hero-dark .proof b{font-size:.98rem}
/* v21: calculator removed from hero (user request) → hero is copy-only, photo fully visible; calculator lives in #how */
@media (min-width:1041px){
  .hero-dark .hero-grid{grid-template-columns:minmax(0,580px);justify-content:start}
  .hero-dark .lead{max-width:520px}
  .hero-dark .hero-meta{font-size:.9rem;gap:12px 22px}
  .hero-dark .btn-row .btn-lg{padding:17px 28px;font-size:1.05rem}
  .hero-dark .proof{font-size:.9rem;gap:8px 12px}
  .hero-dark .proof b{font-size:1.02rem}
  .hero-bg img{transform:translateX(4.5%) scale(1.08)}
  .hero-shade{background:
    linear-gradient(90deg,rgba(14,27,30,.97) 0%,rgba(14,27,30,.93) 34%,rgba(14,27,30,.55) 50%,rgba(14,27,30,.08) 66%,rgba(14,27,30,.1) 100%),
    linear-gradient(180deg,rgba(14,27,30,.22) 0%,rgba(14,27,30,0) 28%,rgba(14,27,30,0) 72%,rgba(14,27,30,.55) 100%)}
  .hero-bg img{filter:saturate(1.06) contrast(1.04)}
}
#how .split{box-shadow:var(--sh-l)}
#how .steps{align-items:center}

/* ---------- APPLY PAGE ---------- */
.ap-hero{background:#0E1B1E;color:#F3EFE4;padding:28px 0 clamp(56px,7vw,96px);position:relative;overflow:hidden;isolation:isolate}
.ap-hero::before{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;background:radial-gradient(55% 60% at 80% 10%,rgba(159,227,218,.16),transparent 60%),radial-gradient(40% 50% at 10% 90%,rgba(242,101,74,.14),transparent 60%),linear-gradient(180deg,#0E1B1E 0%,#10262A 100%)}
.ap-hero::after{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;opacity:.35;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:48px 48px;mask-image:radial-gradient(70% 70% at 60% 30%,#000,transparent 80%);-webkit-mask-image:radial-gradient(70% 70% at 60% 30%,#000,transparent 80%)}
.ap-hero .wrap{position:relative;z-index:1}
.ap-hero .crumbs ol{color:rgba(243,239,228,.55)}
.ap-hero .crumbs a{color:rgba(243,239,228,.55)}
.ap-hero .crumbs li[aria-current]{color:rgba(243,239,228,.9)}
.ap-hero .crumbs li+li::before{color:rgba(255,255,255,.25)}
.ap-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(32px,5vw,72px);align-items:start;margin-top:12px}
.ap-hero .hero-pill{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);color:rgba(243,239,228,.85);box-shadow:none;padding:8px 16px;font-family:var(--fm);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase}
.ap-hero .hero-pill .dot{width:8px;height:8px;border-radius:50%;background:#9FE3DA;box-shadow:0 0 0 4px rgba(159,227,218,.22)}
.ap-hero .hero-pill .sep{opacity:.45}
.ap-hero h1{color:#F3EFE4;font-size:clamp(2.1rem,4.4vw,3.5rem);margin-bottom:18px}
.ap-hero h1 .hl{color:#9FE3DA;position:relative;white-space:nowrap}
.ap-hero h1 .hl::after{content:"";position:absolute;left:0;right:0;bottom:.06em;height:.12em;background:var(--coral);border-radius:2px}
.ap-hero .lead{color:rgba(243,239,228,.78);margin:0 0 26px;max-width:560px}
.ap-hero .lead strong{color:#fff}
.ap-jump{display:none}
@media (max-width:1040px){.ap-jump{display:inline-flex;margin:0 0 26px;width:100%;justify-content:center}}
.ap-trust{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.ap-trust li{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:16px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1)}
.ap-trust .ic{color:#9FE3DA;flex:none;margin-top:2px}
.ap-trust b{display:block;font-size:.95rem;color:#fff;letter-spacing:-.01em}
.ap-trust span{font-size:.82rem;color:rgba(243,239,228,.6);line-height:1.4}
.ap-steps{list-style:none;margin:28px 0 0;padding:0;display:flex;flex-direction:column;gap:12px}
.ap-steps li{display:flex;gap:14px;align-items:flex-start;color:rgba(243,239,228,.78);font-size:.95rem;line-height:1.5}
.ap-steps li span{flex:none;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#9FE3DA;color:#0E1B1E;font-family:var(--fm);font-size:.78rem;font-weight:600}
.ap-steps li b{color:#fff}
.ap-note{margin:26px 0 0;font-size:.8rem;color:rgba(243,239,228,.55);display:flex;gap:8px;align-items:flex-start;line-height:1.5}
.ap-note .ic{flex:none;margin-top:3px}
.ap-note a{color:#9FE3DA}
.ap-form-col{position:relative}
@media (min-width:1041px){.ap-form-col{position:sticky;top:88px}}
.ap-form{background:#fff;color:var(--ink);border-radius:var(--r-xl);box-shadow:0 40px 90px -30px rgba(0,0,0,.75),0 0 0 1px rgba(255,255,255,.08);overflow:hidden;position:relative}
.ap-form::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,var(--teal),#9FE3DA 50%,var(--coral))}
.ap-form-h{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:22px 24px 16px;border-bottom:1px solid var(--line)}
.ap-form-h .lab{display:block;font-family:var(--fm);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--teal-d)}
.ap-form-h b{display:block;font-family:var(--fd);font-size:1.15rem;letter-spacing:-.02em;margin-top:2px}
.ap-secure{display:inline-flex;align-items:center;gap:6px;font-size:.78rem;color:var(--teal-d);background:var(--teal-l);border-radius:999px;padding:6px 12px;white-space:nowrap}
.ap-form-body{padding:20px 24px 24px;min-height:460px;position:relative}
#_lg_form_{position:relative;z-index:1}
.ap-skel{position:absolute;inset:20px 24px auto;display:flex;flex-direction:column;gap:12px;z-index:0}
.ap-skel i{display:block;height:14px;border-radius:7px;background:linear-gradient(90deg,var(--paper-2) 25%,#fff 50%,var(--paper-2) 75%);background-size:200% 100%;animation:shim 1.4s linear infinite}
.ap-skel i.f{height:52px;border-radius:14px;width:100%}
.ap-skel i.b{height:54px;border-radius:999px;width:100%;margin-top:6px;background:linear-gradient(90deg,#E9E4D8 25%,#F6F5F1 50%,#E9E4D8 75%);background-size:200% 100%}
.ap-skel p{margin:14px 0 0;text-align:center;font-size:.82rem;color:var(--mute);font-family:var(--fm)}
@keyframes shim{to{background-position:-200% 0}}
.ap-fb{position:relative;z-index:2;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;font-size:.92rem}
.ap-fb b{display:block;margin-bottom:6px}
.ap-fb p{color:var(--mute);margin:0 0 14px;line-height:1.55}
.ap-form-f{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 22px;padding:14px 20px;background:var(--paper);border-top:1px solid var(--line);font-size:.8rem;color:var(--mute)}
.ap-form-f span{display:inline-flex;align-items:center;gap:6px}
.ap-form-f .ic{color:var(--teal)}
.ap-trio{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.ap-box{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-l);padding:28px 26px}
.ap-box-ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:var(--teal-l);color:var(--teal-d);margin-bottom:18px}
.ap-box h3{font-size:1.25rem;margin:0 0 14px}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;color:var(--ink-2);font-size:.95rem;line-height:1.5}
.ticks li{position:relative;padding-left:26px}
.ticks li::before{content:"";position:absolute;left:0;top:.42em;width:16px;height:16px;border-radius:50%;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/10px no-repeat}
.ap-example{display:flex;gap:18px;align-items:flex-start;margin-top:24px;padding:22px 24px;border-radius:var(--r-l);background:#fff;border:1px solid var(--line);font-size:.95rem;line-height:1.6;color:var(--ink-2)}
.ap-ex-ic{flex:none;width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--sand);color:var(--ink)}
.ap-example b{color:var(--ink)}
.ap-links{margin:22px 0 0;font-size:.95rem;color:var(--mute)}
.ap-links a{font-weight:600}
.ap-disc{background:var(--sand);padding:clamp(44px,6vw,72px) 0;border-top:1px solid var(--line)}
.ap-disc h2{font-size:1.5rem;margin-bottom:22px}
.ap-disc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 36px;font-size:.88rem;line-height:1.65;color:var(--ink-2)}
.ap-disc-grid p{margin:0}
.ap-disc-grid a{font-weight:600}
@media (max-width:1040px){
  .ap-grid{grid-template-columns:minmax(0,1fr)}
  .ap-hero .lead{max-width:none}
  .ap-trio{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:820px){
  .ap-hero{padding-bottom:48px}
  .ap-trust{grid-template-columns:minmax(0,1fr)}
  .ap-form-h{padding:18px 18px 14px}
  .ap-form-body{padding:16px 16px 18px;min-height:420px}
  .ap-skel{inset:16px 16px auto}
  .ap-disc-grid{grid-template-columns:minmax(0,1fr)}
  .ap-example{flex-direction:column;gap:12px}
}
.hero-dark h1{font-size:clamp(2.4rem,4.6vw,4.05rem)}

/* ---------- COMPANY / LEGAL pages ---------- */
.co-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.co-grid .tile{gap:8px}
.co-grid .tile h3{font-size:1.1rem;margin:4px 0 0}
.co-grid .tile p{margin:0;color:var(--mute);font-size:.93rem;line-height:1.55}
.co-ic{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--teal-l);color:var(--teal-d)}
@media (max-width:640px){.co-grid{grid-template-columns:minmax(0,1fr)}}
/* 404 */
.nf{padding:clamp(64px,10vw,140px) 0;background:linear-gradient(180deg,#fff,var(--paper))}
.nf-in{max-width:760px}
.nf h1{margin-bottom:16px}
.nf .btn-row{margin:28px 0}
.nf-links{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.95rem}
.nf-links a{font-weight:600}