Take it home now and pay over six weeks — no interest, instant approval, no hard credit check. Need more than your Afterpay limit? Borrow $200–$5,000 and pay monthly instead.
Pick a category to see which stores split it — online and in-store.
Afterpay is now Cash App Afterpay in the US — same product, new badge at checkout.
The store pays Afterpay, not you — as long as you pay on time.
A quarter today, then every two weeks. Pay early any time, free.
Total fees never exceed 25% of the order. One free reschedule per order.
New accounts begin at a few hundred dollars. On-time payments raise it.
Online, in the app (Amazon too), or tap your digital card in-store.
18+, US resident, US card or Cash App. Soft credit check only.
Automatic charges with reminders before each one.
Miss by 10+ days: up to $8 fee and new purchases pause until you catch up.
*Illustrative personal-loan estimate at 24% APR over 12 months; your lender sets the actual rate (5.99–35.99%) and term.
Groceries, gas and utilities aren't at Afterpay checkout. Cash App Card holders can split them with Afterpay on Cash App Card (June 2026) — but it carries a 7.5% finance fee, not 0%.
Add the digital Afterpay Card to Apple Pay or Google Pay and pay in four at the register — no plastic, no paperwork.
Split every gift at 0% interest and keep December's budget intact. Bigger wish list? Borrow $200–$5,000 and pay monthly.
Judge by the total you'll pay, not the size of the installment.
$240 → 4 × $60 · total $240
$1,000 / 12 mo @ 21% → total $1,117.40 (Afterpay's example)
$2,000 / 24 mo @ 24% → 24 × $105.72 · total $2,537.28
AfterpayShopping.com is not a lender; a lender in our network makes the decision and sets the terms. Not everyone qualifies.
You pay 25% at checkout and Afterpay charges the other three payments to your card every two weeks — paid off in six weeks, with no interest. It works online at partner stores, in the Afterpay app, and in-store via Apple Pay or Google Pay.
Not if you pay on time. Miss a payment by 10+ days and Afterpay adds a late fee of up to $8, capped at 25% of the order. Pay Monthly plans charge interest (around 6.99–35.99% APR) but have no late fees.
New customers usually start with a few hundred dollars. Pay on time and the "available to spend" in your app grows — up to roughly $4,000 for Pay in 4. Stores can set lower caps.
Use Pay Monthly on eligible online orders ($400–$4,000), split the purchase between Afterpay and a card, or request a personal loan of $200–$5,000 through our form and repay in fixed monthly installments over 3–36 months.
Two minutes to check your rate with a soft pull. Funds as soon as the next business day if a lender approves you — spend it anywhere.
Not a lender. APR typically 5.99–35.99%, 3–36 months, set by the lender; not all applicants qualify. Example: $2,000 over 24 months at 24% APR = 24 × $105.72, total $2,537.28.
